Banks assess corporate account applications on substance: who the owners are, what the business actually does, where the money comes from and where it goes. Prepare your trade licence, incorporation documents, shareholder passports and visas, a clear business profile, expected transaction volumes and supporting contracts or invoices.
Inconsistency between the stated activity and the supporting evidence is the most common cause of delays. Capita prepares and reviews this pack with you and coordinates the submission, but no consultancy can guarantee account approval.
Published 27/10/2026. General information only — not legal, tax or immigration advice.